Rates effective July 9, 2020

Special CDs with New Checking AccountΔ

Term APY Interest Rate Compound Method Minimum To Open
7 Months✝* .25% .245% Quarterly $10,000
11 Months✝* .25% .245% Quarterly $10,000
14 Months✝* .30% .295% Quarterly $10,000
18 Months✝* .50% .445% Quarterly $10,000
24 Months✝ .60% .594% Quarterly $10,000
36 Months✝ .60% .594% Quarterly $10,000
60 Months✝* .60% .594% Quarterly $10,000

Special Certificates of Deposit

Term APY Interest Rate Compound Method Minimum To Open
7 Months* .20% .195% Quarterly $10,000
14 Months* .25% .245% Quarterly $10,000
24 Months .60% .594% Quarterly $10,000
36 Months .60% .594% Quarterly $10,000

Certificates of Deposit

Term APY Interest Rate Compound Method Minimum To Open
7-29 Days .10% .100% Upon Maturity $1,000
30-89 Days .10% .100% Upon Maturity $1,000
90-181 Days .10% .100% Quarterly $1,000
5 Months .05% .050% Upon Maturity $1,000
182 Days .25% .245% Quarterly $1,000
11 Months* .20% .195% Quarterly $1,000
12 Months .40% .395% Quarterly $1,000
13 Months* .25% .245% Quarterly $1,000
14 Months* .20% .195% Quarterly $1,000
15 Months* .50% .500% Quarterly $1,000
18 Months* .40% .345% Quarterly $1,000
19 Months* .20% .195% Quarterly $1,000
20 Months* .20% .195% Quarterly $1,000
21 Months* .25% .245% Quarterly $1,000
24 Months .50% .445% Quarterly $1,000
30 Months* .25% .245% Quarterly $1,000
36 Months .40% .345% Quarterly $1,000
48 Months .40% .345% Quarterly $1,000
60 Months .50% .445% Quarterly $1,000

Savings and Checking Accounts

Account Type APY Interest Rate Compound Method
Variable Savings .10% .095% Calculated Daily, Compounded Semi-annually
NOW Checking .01% .005% Monthly

Money Market Accounts

Balance APY Interest Rate Compound Method
$0-$2,499.99 .00% .000% Monthly
$2,500 - $9,999.99 .01% .005% Monthly
$10,000 - $24,999.99 .05% .045% Monthly
$25,000 - $49,999.99 .10% .095% Monthly
$50,000 & Over .15% .145% Monthly

* Personal funds only ($5,000 minimum balance for monthly interest payment)

✝ New money only

Δ New checking account requires $150.00 minimum deposit

Penalties may apply for early withdrawals on IRAs and CDs.

These rates are subject to change without notice at any time.

Contact our Customer Service Department for more information
at 314-645-7700 or email us.

Please remember that your email communication to us is not secured. Therefore, for your protection, please do not provide personal or account information in your email. NetTeller customer's should use the "Message Center" link found on the NetTeller screen for a secured transmission to us.