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Deposit Rates effective November 1, 2024

Rates are subject to change without notice.

Special Certificates of Deposit**

Term Interest Rate APY Compound Method Minimum To Open
7 Months 4.470% 4.55% Quarterly $10,000
9 Months 4.228% 4.30% Quarterly $10,000
12 Months 3.946% 4.00% Quarterly $10,000
15 Months 3.694% 3.75% Quarterly $10,000
18 Months 3.450% 3.50% Quarterly $10,000
See details

Certificates of Deposit

Term Interest Rate APY Compound Method Minimum To Open
7-29 Days .100% .10% Upon Maturity $1,000
30-89 Days .100% .10% Upon Maturity $1,000
90-181 Days .394% .40% Quarterly $1,000
5 Months .40% .40% Upon Maturity $1,000
182 Days .494% .50% Quarterly $1,000
7 Months .995% 1.00% Quarterly $1,000
9 Months 1.239% 1.25% Quarterly $1,000
11 Months 1.487% 1.50% Quarterly $1,000
12 Months 1.487% 1.50% Quarterly $1,000
13 Months 1.487% 1.50% Quarterly $1,000
14 Months 1.487% 1.50% Quarterly $1,000
15 Months 1.487% 1.50% Quarterly $1,000
18 Months 1.487% 1.50% Quarterly $1,000
19 Months 1.487% 1.50% Quarterly $1,000
20 Months 1.487% 1.50% Quarterly $1,000
21 Months 1.487% 1.50% Quarterly $1,000
24 Months 1.487% 1.50% Quarterly $1,000
30 Months 1.487% 1.50% Quarterly $1,000
36 Months 2.718% 2.75% Quarterly $1,000
48 Months 2.718% 2.75% Quarterly $1,000
60 Months 2.971% 3.00% Quarterly $1,000
See details

Special Variable Rate Individual Retirement Account*

Term Interest Rate APY Compound Method Minimum To Open
18 Months 4.890%* 4.95%* Calculated Daily, Compounded Semi-annually $1,000
See details

Savings and Checking Accounts

Account Type Interest Rate APY Compound Method
Variable Savings .245% .25% Calculated Daily, Compounded Semi-annually
Christmas Club Savings .245% .25%
NOW Checking .015% .02% Monthly
See details

Money Market Accounts

Balance Interest Rate APY Compound Method
$0 - $2,499.99 .000% .00% Monthly
$2,500 - $9,999.99 .095% .10% Monthly
$10,000 - $24,999.99 .245% .25% Monthly
$25,000 - $49,999.99 .345% .35% Monthly
$50,000 - $499,999.99 .645% .65% Monthly
$500,000 - $999,999.99 .743% .75% Monthly
$1,000,000 & over 1.485% 1.50% Monthly
See details
Mortgage Rates

Mortgage Rates For You.

Please call us for our most up-to-date Loan or Mortgage rates.

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* Personal funds only ($5,000 minimum balance for monthly interest payment)

? New money only

? New checking account requires $150.00 minimum deposit

*This rate is variable during the term.

**PERSONAL AND COMMERCIAL FUNDS ACCEPTED - $5,000 minimum balance for monthly interest.

Penalties may apply for early withdrawals on IRAs and CDs.

These rates are subject to change without notice at any time.

Contact our Customer Service Department for more information at (314) 645-7700 or email us.