WHAT DOES LINDELL BANK & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION? (Rev. 01/2011)

FACTS Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and payment history
transaction or loss history and employment information
wire transfer instructions and account balances

When you are no longer our customer, we continue to share your information as described in this notice.

HOW? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Lindell Bank & Trust Company chooses to share; and whether you can limit this sharing.

 
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes
offer our products and services to you
Yes

No
No

We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes
Information about your transactions and experiences

For our affiliates' everyday business purposes
Information about your credit worthiness
Yes

No
No

We Don't Share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

For more info, call 314-645-7700.

WHO WE ARE
Who is providing this notice?

How does Lindell Bank & Trust Company protect my personal information?

How does Lindell Bank & Trust Company collect my personal information?
Lindell Bank & Trust Company

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you
open an account or deposit money
apply for financing or give us your contact information
make a wire transfer

We also collect your personal information from other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
sharing for affiliates' everyday business purposes - information about your credit worthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Affiliates

Nonaffiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include financial companies such as First Illinois Bank & First Illinois Bancorp, Inc.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Lindell Bank & Trust Company does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Lindell Bank & Trust Company doesn't Jointly market

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates, either for them to market to you or for joint marketing-without your authorization. For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing-without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or joint marketing-without your authorization.

For Vermont Customers. We will not share personal information with nonaffilates either for them to market to you or for joint marketing-without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.