• This account is designed as a tool to pay current medical expenses or save for future needs.
  • Contributions are generally tax deductible.
  • Withdrawals are tax-free if the money is used to pay qualified medical expenses as permitted under federal law.

  • HSA Eligibility Requirements:
    • Copy of health insurance declaration page or card indicating coverage under a high deductible health plan. (HDHP)
    • Cannot be covered by another health plan. (with limited exceptions)
    • Cannot be enrolled in Medicare.
    • Cannot be eligible to be claimed as a dependent on another person’s tax return.

  • Minimum amount to open: $25.00.
  • One time set up fee: $10.00.
  • Service Charge: $3.00 per month if balance falls below $2,500.
  • $7.00 per month fee for paper statement.

  • Free E-Statements.
  • Free Debit MasterCard®
  • Free Internet Banking.
  • Free Bill Pay.
  • If checks are desired, first order of 50 checks are free.

  • Additional service charges and miscellaneous fees may be applicable. View Schedule of Fees.

    On all deposit accounts there may be additional service charges and miscellaneous fees applicable. View schedule of fees.

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