Health Savings Account

  • This account is designed as a tool to pay current medical expenses or save for future needs.
  • Contributions are generally tax deductible.
  • Withdrawals are tax-free if the money is used to pay qualified medical expenses as permitted under federal law.

  • HSA Eligibility Requirements:
    • Copy of health insurance declaration page or card indicating coverage under a high deductible health plan. (HDHP)
    • Cannot be covered by another health plan. (with limited exceptions)
    • Cannot be enrolled in Medicare.
    • Cannot be eligible to be claimed as a dependent on another person’s tax return.
  • Minimum amount to open: $25.00.
  • One time set up fee: $10.00.
  • Service Charge: $3.00 per month if balance falls below $2,500.
  • $7.00 per month fee for paper statement.

  • Free E-Statements.
  • Free Debit MasterCard®
  • Free Internet Banking.
  • Free Bill Pay.
  • If checks are desired, first order of 50 checks are free.

  • Additional service charges and miscellaneous fees may be applicable. View Schedule of Fees.

    On all deposit accounts there may be additional service charges and miscellaneous fees applicable. .

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