Annual Percentage Yield as of February 3, 2012
Rates updated on 2/3/2012 at 9:59:17 AM

SPECIAL CDs with NEW CHECKING ACCOUNT Δ
Term APY Interest
Rate 		Compound
Method 		Minimum
To Open
7 Month+* .70% .698% Quarterly $10,000
11 Month+* .55% .549% Quarterly $10,000
14 Month+* .75% .748% Quarterly $10,000
18 Month+* .95% .947% Quarterly $10,000
24 Month+ 1.05% 1.046% Quarterly $10,000
36 Month+ 1.05% 1.046% Quarterly $10,000



SPECIAL CERTIFICATES OF DEPOSIT
Term APY Interest
Rate 		Compound
Method 		Minimum
To Open
7 Month* .60% .599% Quarterly $10,000
14 Month* .55% .549% Quarterly $10,000
24 Month .55% .549% Quarterly $10,000
36 Month .95% .947% Quarterly $10,000



CERTIFICATES OF DEPOSIT
Term APY Interest
Rate 		Compound
Method 		Minimum
To Open
7-29 Days .10% .100% Upon Maturity $2,500
30-89 Days .15% .150% Upon Maturity $2,500
90-181 Days .15% .150% Quarterly $2,500
5 Month .10% .100% Upon Maturity $2,500
182 Days .35% .350% Quarterly $2,500
11 Month* .40% .399% Quarterly $2,500
12 Month .50% .499% Quarterly $2,500
13 Month* .50% .499% Quarterly $2,500
14 Month* .40% .399% Quarterly $2,500
15 Month* .40% .399% Quarterly $2,500
18 Month* .50% .499% Quarterly $2,500
19 Month* .45% .449% Quarterly $2,500
20 Month* .55% .549% Quarterly $2,500
21 Month* .55% .549% Quarterly $2,500
24 Month .45% .449% Quarterly $2,500
30 Month* .65% .648% Quarterly $2,500
36 Month .65% .648% Quarterly $2,500
48 Month 1.30% 1.294% Quarterly $2,500
60 Month 1.50% 1.492% Quarterly $2,500



SAVINGS AND CHECKING ACCOUNTS
Account Type APY Interest
Rate 		Compound
Method
Variable Savings .40% .400% Calculated daily
compounded semi-annually
NOW Checking .10% .100% Monthly



MONEY MARKET ACCOUNTS
Balance APY Interest
Rate 		Compound
Method
$0-$2,499.99 .00% .00% Monthly
$2,500 - $9,999.99 .05% .050% Monthly
$10,000 - $24,999.99 .15% .150% Monthly
$25,000 - $49,999.99 .25% .250% Monthly
$50,000 & Over .45% .449% Monthly


  • * Personal funds only ($5,000 minimum balance for monthly interest payment)
  • + New money only
  • Δ New checking account requires $150.00 minimum deposit
  • Penalties may apply for early withdrawals on IRAs and CDs.
  • These rates are subject to change without notice at any time.
  • Contact our Customer Service Department for more information
    at 314-645-7700 or email us by clicking here.